Real estate appraisal services for homeowners in the city of Osage Beach and Camden County

Check out the top 7 reasons MO homeowners hire PRES LLC :

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Camden county's assessment of your property
  3. To reduce their monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Camden county or MO

Own a home in or near Osage Beach, MO and need help determining the value of it?
Contact PRES LLC .

We at PRES LLC understand the individual needs of a consumer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and accountants. Being a person not in the real estate field that most likely doesn't see an appraisal on a regular basis,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at PRES LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to cancel PMI?

A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. PRES LLC is veterans in helping clients just like you dismiss unwanted and unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that's declining or not appreciating as much as other properties close to yours. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. A professional appraisal from PRES LLC is your #1 weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. PRES LLC can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for precision, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from PRES LLC can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? PRES LLC can We can assist you. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.